Your initial deposit signals the beginning of your eToro trading journey.

Understanding the many intricacies of the deposit methods is an important first step to getting a clear grasp of the trading platform’s capabilities to indulge in CFD trading, selling and buying stock market shares and crypto-currency.

To begin with:
eToro's minimum deposit in most countries is $50 and $10 to $1000 for traders residing in some countries. For the succeeding deposits, the minimum will go down to $50.

To get you started, here are the things you must need to know about how to make a deposit to your eToro portfolio.

💰 Minimum Deposit $10 - $1000 (depends on country)
💳 Deposit Methods Credit/Debit Cards, Online Banking, Wire Transfer, PayPal, Other Online Payment Solutions
💸 Deposit Charges None
eToro Deposit Details
eToro deposit infographic
eToro deposit infographic

Interested to trade with eToro? Click on the button to get started.

77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

Why Do I Need to Make Deposit Before Trading?

Before you can begin opening a BUY or SELL position on eToro, similar to traditional trading, it is important to have an investment fund for you to use.

From your initial deposit, you can apply wise investment strategies in order to slowly grow it. As you quickly grasp the ins and outs of CFD trading on eToro, you can make additional deposits to invest in other stocks.

Deposit Currencies

The eToro trading platform mainly transacts in US Dollar. You can still deposit other currencies, and have it converted to the US dollar before you start trading.

Since the eToro trading platform operates in US dollar, a conversion fee is charged when converting local currency to USD.

Here's a screenshot of a local online banking deposit using Philippine peso:

Deposit via local online banking in the Philippines
Deposit via local online banking in the Philippines

Currently, here are the countries and their local currencies accepted by eToro for deposit.

Country Local Currency
Czech RepublicCZK
European CountriesEUR
Local currencies accepted by eToro for making deposits

If you want to make a deposit, you need to have an account first!

77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

What’s the Minimum Deposit?

When investing on forex, stocks and other instruments on the eToro app, the minimum deposit required for most countries is $50 while some countries a have lower requirement at $10 (UK and US). There are also a few countries that have a $1,000 minimum deposit (see category: Minimum Deposits in Other Countries below).

Take note: The first-time deposit shall serve as your initial brokerage fund needed to start trading on the platform. For your succeeding deposits, the minimum will be $50.

$50 minimum for succeeding deposits
$50 minimum for succeeding deposits

$10 for US, $50 for UK

The minimum first-time deposit for US is $10, while UK traders are required to make an initial deposit of at least $50. The succeeding deposit minimum for both countries is set to $50. For UK clients, the amount in GBP will be based on real-time exchange rates.

Ready to make your first deposit? Open an account to get started!

77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

Minimum Deposit in Other Countries

While most countries only require $50 minimum deposit on eToro, some countries’ minimum deposit are different due to their local trading and banking laws and requirements.

eToro's $200 initial deposit requirement for German traders
eToro's $200 initial deposit requirement for German traders
Minimum 1st Deposit Country of Residence
$50Australia, Austria, Bulgaria, Croatia, Cyprus, Denmark, Estonia, Finland, Germany, Greece, Guernsey, Hungary, Indonesia, Ireland, Italy, Latvia, Liechtenstein, Malaysia, Malta, Netherlands, Norway, Philippines, Portugal, Singapore, Spain, Sweden, Switzerland, Taiwan, Thailand, United Arab Emirates, Vatican City, Vietnam, United Kingdom
$100Belgium, Czech Republic, France (including French Guiana, Guadeloupe, Martinique, Mayotte), Luxembourg, Monaco, Poland, Romania, Slovakia, Slovenia
$200Other eligible countries
$1000Cayman Islands, French Polynesia, Gibraltar, Isle Of Man, Jersey Island, Kuwait, Reunion Island
$10000 Israel
eToro Minimum First Deposit Requirements

Now that you know the minimum deposit requirements, it's time to register for an account.

77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

What About the Maximum Deposit?

The maximum deposit will depend on the mode of payment you are using. Please also take note that some payment methods can only be used on specific countries.

Payment Method Maximum Deposit
Credit/Debit Card $40,000
PayPal $10,000
Neteller $10,000
Skrill $10,000
Rapid Transfer $5,500
iDeal $50,000
Klarna/Sofort Banking $30,000
Bank Transfer No limit
Online Banking – Trustly (EU region) $40,000
POLi $10,000
Przelewy 24 $11,500
eToro maximum deposit per payment method

Remember: Depositing on eToro requires no deposit fee payment and that credit card, debit card and other online payments like PayPal is also available.

Supported Payment Methods

There are several methods to choose from when depositing a fund to your eToro account. These are:

  • Credit/Debit cards
  • Online banking
  • Wire transfer
  • PayPal
  • Other online payment solutions
Payment methods that eToro support
Payment methods that eToro support

Credit Card Deposits

Deposit using your credit card Visa and Mastercard by simply choosing the Credit / Debit card option on the menu.

Afterward, simply enter your desired amount to be charged on your card and wait for the payment process which should last only a few seconds or minutes depending on the network speed.

Deposit via credit or debit card
Deposit via credit or debit card

When your deposit is successful, you will immediately read a confirmation message and see you deposit appearing on your Portfolio.

Deposits via Debit Cards

Debit cards are also accepted when making a deposit to your eToro account. Simply follow the same process of using a credit card by selecting the Credit / Debit card option and keying the amount you wish to deposit. The transaction will only take a short while before it appears on your Portfolio.

PayPal: Popular Payment Solution

Making a deposit using PayPal is also possible in eToro. Here’s how to do it:

  1. On the eToro app or web-based platform, click on “Deposit Funds”
  2. Key in your deposit amount and select PayPal from the mode of payment and click submit.
  3. A portal taking you to PayPal's login page will appear. Log in using your PayPal details and you will see a payment window displaying the exchange rate of the US dollar to your local currency.
  4. After clicking “Submit”, your deposited amount will immediately reflect in your Portfolio.
    Deposit via PayPal
    Deposit via PayPal

Rapid Transfer for Instant Deposits

For a faster and almost instant deposit, you can use Rapid Transfer.

Rapid Transfer is an online payment portal that supports more than 170 banks. This service is available in the countries of United Kingdom, Austria, Bulgaria, Estonia, France, Italy, Latvia, Norway, Netherlands, Spain, Portugal, Sweden, Poland, Finland, Germany, Belgium, Denmark and Hungary.

Currencies accepted on Rapid Transfer are in USD, EUR and GBP while the maximum deposit is set at $5,500.

Corporate Accounts

Take note: Using a corporate account to pay for or make a deposit on a personal eToro account is prohibited as it goes against the terms and conditions of eToro.

That said, one can register a corporate trading account. The minimum deposit requirement for a corporate account is $10,000.

In addition to the deposit, anyone setting up a corporate account on eToro is required to show corresponding documents that will categories whether the corporate account is a sole proprietorship, a corporation or a partnership.

How Secure and Safe is Depositing?

eToro uses a secured technology called SSL or the Secure Socket Layer technology that ensures the safety of all personal information.

The SSL is used by banks and online merchants in online sales and payment transactions all over the world.

Trading with eToro and making a deposit is safe. You can sign-up right here!

77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

Other Additional Ways to Make a Deposit

iDEAL: For Dutch Traders

iDEAL is another online payment you can use to make a deposit to eToro. This however, is only available in the Netherlands as it only supports the banks in that country like: ABN AMRO, ASN Bank, ING, Triodos Bank, SNS, Svenska Handelsbanken, Rabobank, RegioBank, Knab, Van Lanschot, Moneyyou and Bunq.

Trustly: Another Deposit Method for European Trades

Trustly is available in the countries of the United Kingdom, Netherlands, Spain, Sweden, Slovakia, Austria, Germany, Latvia, Norway, Netherlands, Poland, Lithuania, Czech Republic, Finland, Belgium, Estonia, and Denmark.

Recurring Deposits

eToro supports automatic recurring deposits. However, to be eligible to use this feature, you will need to make at least one manual deposit with your credit or debit card. After that, you can easily set up recurring deposits on a daily, weekly, biweekly, or monthly basis.

Accessing Recurring Deposits setting
Accessing Recurring Deposits setting

This feature allows you to automatically deposit a fixed amount of money into your eToro account, making it a convenient way to keep your portfolio growing over time.

Mobile Deposit Options

If you prefer to manage your eToro account on your mobile device, you'll be happy to know that the mobile app offers the same deposit options as the web-based platform. Whether you prefer to use a credit or debit card, PayPal, Skrill, Neteller, or any other payment methods supported in your country, you can make a deposit from your mobile device just as how it is done using the web-based platform.

Unsupported Payment Methods

Here is a list of some of the most popular payment methods that are currently NOT accepted by eToro, in case you are curious about other options that are not supported by the broker.

  • WebMoney
  • Yandex Money
  • Dineromail
  • Giropay
  • China UnionPay
  • EPS
  • MyBank
  • Multibanco
  • Boleto Bancario
  • PayU
  • Safetypay
  • Teleingreso
  • Verkkopankki
  • Euteller
  • iDebit
  • Instadebit
  • Neosurf
  • Paysafecard
  • Apple Pay
  • Google Pay
  • Samsung Pay
  • Alipay
  • WeChat Pay
  • UnionPay
  • QIWI
  • AstroPay
  • Cryptocurrencies like Bitcoin, Ethereum, Litecoin, Bitcoin Cash, Ripple, and Dash

Deposit Using Someone Else's Bank Account

Using a bank account of another person, regardless of relationship, to make a deposit to your eToro account, is not possible. This is because eToro prohibits third-party payments.

Quick 101:
A third-party payment is when the source of money does not come from the real owner of the eToro account. As stated in the terms and conditions of eToro, the owner of the trading account registered on eToro should be also the source and owner of the deposited fund.

How to Make a Deposit with eToro?

Here are the basic steps on how to make a deposit on eToro:

  1. Log in to your account.
  2. Click "Deposit Funds" found on the lower left of your screen.
  3. Enter your desired amount and choose your currency.
    eToro deposit page
    eToro deposit page
  4. Select payment method (Credit/Debit Cards, PayPal, Wire, Online Banking etc.)
  5. Click "Deposit" to confirm deposit transaction.
  6. You will get a confirmation if the deposit has been process successfully.
    Successful deposit made on eToro
    Successful deposit made on eToro

Deposit Pending Times

On average, deposits made through online banking can cause a delay of up to 3 banking days because the fund transfer will have to be confirmed first by your bank.

Deposits made through online payment systems like PayPal, Skrill and Neteller will take only a few minutes to a few hours.

eToro Fact

Deposit Exchange Rates - Did You Know?

If you deposited a currency other than US dollars, the exchange rate that will be calculated by eToro will be based on the rates on the day you processed your deposit payment.

Deposit Charges

eToro does not charge users a deposit fee. This means 100% of your deposited amount will be used for your trading. The only fees you will need to pay are from your local bank or any third-party payment system.

Now that you know that eToro won't charge you on your deposits, it's time to open an account.

77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

Accessing Your Deposit History

You will see your detailed eToro deposit history or transaction record inside your Portfolio.

To do this, simply click on the Portfolio button on the left sidebar then click on the clock icon to view your account History. After that, click on the cogwheel icon on the upper right corner and select "Account Statement" from the dropdown menu.

Enter your desired 'Start' and 'End' date to show your transactions or deposits made on that time period.

Deposit history of an eToro account
Deposit history of an eToro account

Not only that:
Aside from viewing the Transaction Report detailing your deposits, withdrawals and positioned opened and closed, you can also view a summary of your Financial Profile (profit and loses etc.) and Closed Positions (your history of manual and copied trades).

Frequently Asked Questions (FAQ)

Is there a minimum deposit amount required to open an account on eToro?
Technically, you don't need to make a deposit to open an eToro account. However, you'll need to make an initial deposit in order to have capital and use it for trading on the platform. The minimum deposit requirements vary per country and it can range from $10 to $10000.

Are there any fees or commissions associated with eToro deposits?
No, eToro won't charge you with any fees or commissions when you make a deposit. Some payment methods however may charge you for doing so, which is why it's important to check with your payment service provider for any possible fees.

Is eToro deposit safe and secure?
Yes, eToro deposit is generally considered safe and secure. They are a regulated broker and authorized by financial regulatory authorities in multiple jurisdictions, including the UK, Australia, and Cyprus. They also uses SSL encryption technology to protect customer data and employs advanced security measures to ensure that all transactions are secure.

How do I make an eToro deposit from my mobile device?
The process of making an eToro deposit from a mobile device is very much the same as doing it on a web browser. To make a deposit from your mobile device, simply open the eToro app, click on the "Deposit Funds" button, and follow the instructions on the screen.

What should I do if my eToro deposit is not showing up in my account?
If your deposit is still not showing up in your account after a reasonable amount of time, you should contact eToro's customer support department. You can do this by submitting a support ticket through the platform or by reaching out to them via live chat or phone. They will be able to investigate the issue and provide you with further assistance.

Can I deposit funds into my eToro account using someone else's payment method?
No, eToro requires that all deposits are made from payment methods that are in the same name as the eToro account holder. This means that you cannot deposit funds into your account using someone else's payment method, even if you have their permission to do so. This is a security measure that helps prevent fraudulent activities, such as money laundering and identity theft.

Is it possible to cancel an eToro deposit?
To cancel an eToro deposit, contact customer service immediately as deposits cannot be canceled within the app once processed. Deposits can only be canceled before 2:30 pm ET on the day they are processed. Withdrawals of ACH deposits must follow a 6 business day hold.

Are there any bonuses or promotions available for eToro deposits?
eToro does not offer any bonuses or promotions for deposits made, as this is not allowed due to regulatory compliance. As a regulated broker, eToro must comply with strict regulations that prohibit them from offering such incentives.

Ready to sign-up with eToro and make your first deposit?

eToro is a multi-asset platform which offers both investing in stocks and cryptoassets, as well as trading CFDs.

Please note that CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money.

Past performance is not an indication of future results. Trading history presented is less than 5 complete years and may not suffice as basis for investment decision.

Copy Trading does not amount to investment advice. The value of your investments may go up or down. Your capital is at risk.

Cryptoasset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

eToro USA LLC does not offer CFDs and makes no representation and assumes no liability as to the accuracy or completeness of the content of this publication, which has been prepared by our partner utilizing publicly available non-entity specific information about eToro.

77% of retail investor accounts lose money when trading CFDs with this provider You should consider whether you can afford to take the high risk of losing your money.